the street. and we're reduced to crowd funding for our basic needs. and these coverage gaps can happen in so many different ways that i'm afraid that it's going to cause even more people to fall through the cracks because you can lose your employment, you can lose -- you know, you can turn 26 and not have something immediately lined up through the exchange and they haven't really made clear what they're going to do about the exchange. >> well, kati, part of it you're right and -- this is as i understand it from --s as much as we understand now, that's anyone who allows their health care to -- allows a gap there, who has a gap there for 63 days that they'll have to face a penalty. so -- >> yes. >> what are your biggest concerns then with the republican approach? >> my biggest concerns is that it just -- it's so hard to put into words. it's just -- it seems like