we will have men being part of the payment of maternity health care services makes it so women aren't automatically charged more. little bit of an obscure concept but worth thinking about. we're helping take care of each other in a way through insurance. it's the nature of insurance. >> how people discuss that one. sanjay, thank you so much. back to the realm of politics. loet me bring in dan holler for heritage action for america. of course, this is the advocacy arm linked to the conservative think tank the heritage foundation. thanks for sticking around, dan. you all are a no on this and that's what you're telling lawmakers. what are you warning lawmakers right now if they vote yes? >> the real challenge with this bill, it will not do enough to drive down premiums. if you think what obamacare was at its core, the regulations that you were just talking about withson jay and basically