people will lose coverage when in fact it gives the secretary discretion to allow states to have higher pools, like in maine, which are high functioning, you can't possibly say you know what's going to happen. it gives discretion to the federal government to defer to states that have the programs. >> quickly, i have to get to the break, but how is it not true? why? >> because we actually -- many high-risk pools have failed miserably. have you read the bill? the standards in the bill for states to do this, there are no standards at all. any state can basically say they want to get rid of preexisting coverage. i've read the bill. >> i have, too. >> we'll be right back with this group. >> i go to the house of representatives and they vote on me. >> if they vote no, what happens? >> i go back to the is not and