i won't go through the troubles they had signing up. paid premiums, sending their check stubs to make sure they qualified for the subsidies, did their taxes in march of 2015, got the bad news that they made too much money, and had to pay $15,000 back to the irs. now the irs isn't real kind about being forgiving about it, in order to pay that $15,000 back because again, they made too much money, they first pleaed their 401k, then had to sell their home, that they intend to live in for the rest of their life, so they wouldn't lose their home. i mean, think about that. now, now sherry and vern are the forgotten men and women, the same folks that bill clinton was talking about, the ones that are busting it. vern works 60 or 70 hours a week driving milk trucks. sherry as a florist. they're busting it, they work in those hours, seen their premiums double or more. their coverage cut in half. they depleted their 401, they lost their house, that's why the