all bets are off because storms are tough. the real problem here is, fema is a wreck. it's is a mess. what the people are facing today, they're going to look back and see it as the high point of the situation. they have years ahead of them trying to get their money back from their flood insurance. we have people from hurricane sandy who have been looking for their money for five years and fema is still screwing them today. not only do they have to respond strongly, the president can take strong steps to reform fema, this is a great test for administration. >> i think it's -- with all respect -- a little soon to say this is the high point or something when people are still on their roofs and unfound. i know this. the president in his budget put over $300 million of cuts in there for fema. there's a lot of people -- a lot of republicans in congress who voted against helping communities like after hurricane sandy. i just think that we have to be