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the employee gets insurance and comes out ahead, but the fakier's on the hook for a lot of money. and if you toll that logic carefully -- follow that logic carefully, up to 35 million americans could wind up with coverage, and so that that's an enormous amount of money at risk. our theory increasingly appears to be right. a survey by mckenzie found employers ready to do this, a survey by pricewaterhousecooperss got to the same result and now well over half of businesses are doing due diligence, and they're going to drop their coverage. bill: the employer's not going to want them anyway, and the exchanges just grow, and they're funded by, as you conclude, the taxpayers, which means more and more money. >> everyone comes out ahead except you and me. bill: but detractors say this is all bunk, it's not going to happen that way, doug.

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