service. it's free if you walk in. they have no mechanism to take money. i have been to hospitals and they take if you and get you treated straight away. i think the healthcare here is better if you can afford it. but i still have a lot of fondness of it. i don't think people need to be terrified of it. megyn: even though some employees don't like the. what is the market telling us tell us? >> i don't want to go too deep in the woods. >> the issue is we don't know what the administrative costs are and we don't have any cost controls. so when you talk about predictability, the government made these extrapolations and they are favorable extrapolations. the market may say it's much different much like when president bush put in the prescription drug plan. that cost wildly more than we expected it to.