insurance because probably they can't afford it. soits a $4,000 deductible. $8,000 for family coverage. and then, plans have least expensive premium they're talking about deductibles, 6300 for individuals and almost $13,000 deductible for families. who, who can afford that? >> i've got to tell thu is one of the critical distinctions. we've been trying to make it for people into discussion of the bill. you know, we can't didn't know what is in it. we've been saying there is a difference between insurance and health care. a lot of the 20 somethings and 30 somethings who can't afford it. now, can't afford this more expensive obama care with premium goesing up, they have health care in this sense. when they get sick they go to the merlg room. they don't pay because they don't have money and don't have insurance. hospitals write it off. the rest of us pay more has