june, actually telling us that our policies were going to be cancelled effective january 1st of 2014. and, you know, really i found it fairly interesting. in the same letter they said they were going to refer us to another insurance company. they had worked out, quote, an arrangement to deal with it unfortunately, because we have some fairly minor preexisting conditions, you know, we applied for individual coverage outside the exchange and have been denied coverage. so now, you know, we are basically stuck and we are at the mercy of the exchange. and i could go on and on about the experience trying to get through that. >> i actually went -- i mean, have you been trying to get on the exchange for a long time. did you find something satisfactory on the exchange? >> well, i never could get on the exchange to get a true price. they give some sample pricing but the information that i was able to get to did not give any actual quotes, deductibles,