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>> you're sitting around eating too much fun. >> i have a hunch your son is not in footie pajamas. >> when the ball drops in 2014, is housing about to drop, too? or are we seeing signs of rising mortgage rates hitting home sales and next year the government is doing something to make getting a mortgage even more expensive to real estate lawyer, sherry, on what that is. sherry, thank you for joining us. what's going on? housing has been hot. are you saying maybe the run is over? >> housing is slowing down. we got off to a very, very quick start at the beginning of the year, the first six months. the second six months, not so much so with prices and sales. here's the issue now, eric. we have fannie mae and freddie mac and fha having to make good on deals they made in 2008 when they not bailed out with taxpayer money. bow -- borrowers were defaulting

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