time to work. listen. >> it is so much more expensive than anticipated and if the coverage isn't as good as we have you have a complete melt down. this transitional year gives us a chance do adjust the products for the market. >> with the patch work of exceptions and delays in place some predict insurance companies will suffer and taxpayers may ult atly have to bail them out. >> the insurers understand they are going to be completely ruined and what's going to happen as a result of it? there's only one way out a huge government bailout of the insurers is waiting at the end of next year and that is an issue that republicans ought to focus on right now. >> today is the last day you you can sign up if you want coverage january 1st. >> steve secentanni thank you vy