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and most important they need to have a ratio of young and healthys who pay the premiums and der reye t-- der rive the l amount of medical costs to subsidiz sicker. you have to have a lot of young people paying in. the older ones are going to be training the treasury of the insurance company. now, when we look at the rollout what a disaster it is, the low numbers and the fact that it looks to be unbalanced and what you talk about just a little bit earlier, all of the fixes even as unilaterally imposed on the insurers all of them are in one direction. it let's off the hook the young and the healthy allowing them to stay out of the plan. there is no employer mandate. it leaves out of these exchanges a lot of people who would be able to pay the premiums. what they are doing with every

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