invested in stocks i have been invested in stocks for that long a period of time. i have made a little money but not a lot of money. i mean, maybe my 401(k)s have made some money. >> big. >> big? >> i bet you have made a lot of money. >> you think so. >> you are talking 20 years you have made a lot of money in the stock market. >> maybe i'm a dunst. i don't pick right. i have most of of my money in municipal tax-free bonds. that frustrates the income redistributors because they can't tax me on that money which i didn't believe should be taxed anyway because i already paid money on that. i paid it i just -- i respect your opinion or i wouldn't you have on here you are saying to the folks the stock market is okay. stay in there. then if you see a bargain or two, buy it? >> that's why i love sell-offs because it opens up opportunity. >> opportunity now. >> opportunity. see a big sell off. you say okay, has anything fundamentally changed with the u.s. economy?