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graduate from high school, get a job at the local retailer, earn enough money to buy a home and educate your children, is that over? >> defunct. we had a story about a guy that works at a kentucky fried chicken here in new york in brooklyn. he's an immigrant and he's being supported by cash infusions from his grandmother in ecuador to pay the bills. talk about a reversal . that's the immigrant story. and those born here who stay out of trouble, get a job, work hard, i'll be okay, that's simply not true for large numbers of people. >> this is vanessa working eight years at his walmart. colby is in his 20s. i'm trying to work. get out of my mom's house but they are earning poverty wages. >> and he's living in his mom's house. it shows that household formation is going to be one of the big things that takes a hit because of college debt.

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