MONEYWEB app instead? Calls for Reserve Bank to relax the requirements for banking licences would put depositors’ money at risk. 00:30 Open: Open: Open: Open: Open: Open: The country already has several black-owned banks. Image: Shutterstock Nonkululeko Gobodo, hailed as South Africa’s first black chartered accountant and a founding member of one of the country’s largest accounting firms, recently called on the South African Reserve Bank (Sarb) to relax its requirements for new banking licences â to make it easier to start a black bank. As long as the country’s central bank keeps its stringent requirements for a bank licence in place, most black people will remain beggars, she says, adding that the current economic structure makes black people feel unwelcome when they walk into a bank to ask for help.