do with democrat and republican. health care would be a lot less expensive, health care would be a lot lets expensive if i purchased it myself, as i do with my car insurance, carry it with me when i change jobs or retire, and the health insurance companies and i would work to keep costs low and it would respond to market demand. because the democrats, but because the democrats, because the democrats gave the employer --. >>dave: the question is, do smokers cost more? >>guest: we agree on some things. we do agree. obese people cost more than smokers and you get rid of reventable causes you have to worry about alcohol and unsafe sex and riding a motorcycle without a helmet. >> obese people cost more and there is a surcharge that is applicable to them. smoking is something that is preventable. if you charged them it provides