action suit against the banks based on what they have from the scores and depositions from people would worked in the business. >>shepard: i have been trying to understand in the big picture, are a lot of people who have not been making their mortgage payments going to keep their houses? or are the banks in big trouble because they don't have anything where they thought they did? >>reporter: both. possible people will be able to stay in their houses for a month or two months or longer but the reality is, these are folks that have not been paying the mortgage anyway, so, at some point the people will be out on the street if they are not already. second, the banks here are in big trouble. because they are sort of 6's and 7's, they do not necessarily have the documentation they need and to change that could be a lengthy process. so in ten days they will do 100,000 mortgages over again, but the big questions are being raised if this can happen. >>shepard: and the workers it is alleged were getting bribes to sign off on the foreclosures?