my stomach still hurts. the dow now up 85%, the s&p 500 up 95%. look at the dak up 118%, almost doubling there. trish regan joins us now. your gut is probably still hurting from that tough time. >> i remember those days well, richard. those were really, really, dark, gloomy days. you know what's always interesting is that the person that goes in when everything looks as bleak as it can possibly be, that's the person that makes a whole lot of money. >> yeah. and so the question is, is it time for us to get out? >> you know, that's a very good question to ask, richard. what we're seeing is the average investor, mom and pop investor is finally feeling like they're confident enough to get back into this market. you see it, for example, when you watch something like mutual funds inflows on the equity side for the stock market. you're seeing that average americans are saying to themselves, okay, maybe there's some up side potential now. well, the problem is that tends