MARKEL CORP - 10-K - MANAGEMENT'S DISCUSSION & ANALYSIS OF F

MARKEL CORP - 10-K - MANAGEMENT'S DISCUSSION & ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

The accompanying consolidated financial statements and related notes have been prepared in accordance with United States generally accepted accounting principles and include the accounts of Markel Corporation and its consolidated subsidiaries, as well as any variable interest entities that meet the requirements for consolidation.

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