Some major processes still occur by hand these days, including the paperwork that's involved with changing the title of a totaled vehicle in New Jersey and eventually getting insurance money in the hands of the person who needs a new car. A proposed law advanced by an Assembly committee on Monday would require the Motor Vehicle Commission to establish a system that shifts the salvage-title process from paper to all-electronic. More than a dozen states have already made the move. "This is just a matter of modernizing and streamlining some of the processes associated when someone has a total loss on their vehicle," said Assemblyman Roy Freiman, D-Somerset, a primary sponsor of the measure. "The idea is, how do you make it faster, how do you ultimately get the checks in the owners' hands faster, so they can actually go out and look to replace the vehicle that they've lost?"