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Proposed NJ law could get you paid faster after totaling your car

Some major processes still occur by hand these days, including the paperwork that s involved with changing the title of a totaled vehicle in New Jersey and eventually getting insurance money in the hands of the person who needs a new car.
A proposed law advanced by an Assembly committee on Monday would require the Motor Vehicle Commission to establish a system that shifts the salvage-title process from paper to all-electronic. More than a dozen states have already made the move.
This is just a matter of modernizing and streamlining some of the processes associated when someone has a total loss on their vehicle, said Assemblyman Roy Freiman, D-Somerset, a primary sponsor of the measure. The idea is, how do you make it faster, how do you ultimately get the checks in the owners hands faster, so they can actually go out and look to replace the vehicle that they ve lost? ....

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NJ Lawmakers Advance Bill To Allow Pandemic Insurance

A New Jersey Assembly committee on Wednesday advanced legislation that would permit insurers to offer coverage to policyholders for losses stemming from a pandemic like the coronavirus outbreak under provisions that state regulators would have to review on an expedited basis. ....

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Do auto insurance rates punish poor people? NJ groups debate

Groups who believe that the system of determining auto insurance rates in New Jersey discriminates against uneducated and economically disadvantaged residents are worried that momentum behind attempting to prohibit certain rate-setting practices has stalled.
But according to a group that represents insurance companies in the Garden State, factors such as one s education, occupation and credit score are accepted nationwide as solid predictors of risk and are not unfairly discriminatory.
Insurers do not base your premiums on race or income, it is prohibited, said Christine O Brien, president of the Insurance Council of New Jersey. Insurance companies use a wide range of underwriting factors that are actuarially justified. ....

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NJ Pandemic Insurance Bill Seems To Be Dead

NJ Pandemic Insurance Bill Seems To Be Dead
By
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Law360 (May 7, 2021, 3:42 PM EDT) ....

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Driving while high — how legal weed may impact NJ's roads

Driving while high — how legal weed may impact NJ's roads
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