Texas is on FIRE with the early retirement movement The state is blazing with what is known as the Financial Independence Retire Early movement. There are two Texas cities where FIRE burns the hottest. Author: Niccole Caan (KENS 5) Published: 10:56 PM CDT July 15, 2021 Updated: 1:10 PM CDT July 16, 2021 SAN ANTONIO — Many people are lighting their retirement plans on FIRE in the Lone Star state. It is not what you might think. FIRE is the acronym for Financial Independence Retire Early. It means retiring or semi-retiring before the traditional retirement age of 65. “Texas is one of the great places,” said Michael Lacy, a Texan from Houston who is part of the FIRE movement.