taken quite some time to get here. but yes, this could be seen as something that will champion the consumer. mastercard of course are saying that it mastercard of course are saying thatitis mastercard of course are saying that it is the big lawyers that are going to make hay, really, because they are saying that no individual consumers have actually asked for any kind of compensation. but yes, this is going to unlock, potentially, some interesting class—action cases in the future. some interesting class-action cases in the future.— some interesting class-action cases in the future. from what i understand — cases in the future. from what i understand this _ cases in the future. from what i understand this is _ cases in the future. from what i understand this is about, - i understand this is about, mastercard's so—called interchange fee, but as the charge to the retailer for card use, often the retailer passes that on to the customer in the form of higher prices, and eu competition law, it is argued, is broken for that. for mastercard, this is its business model, isn't it? well, they have _ business model, isn't it? well, they have reduced _ business model, isn't it? well, they have reduced the - business model, isn't it? well, they have reduced the level - business model, isn't it? well, they have reduced the level of| they have reduced the level of interchange fees substantially since the european commission