a new practicing cracking down on financial fraud. federal prosecutors nationwide are ordered to no longer give individuals protection from civil or criminal liability unless there are extraordinary circumstances. the justice department has been criticized for collecting large fines from the corporations rather than the corporate bosses. time for an early start on your money. heightening concerns. chinese economic health. the prices paid for commodities dropping quickly there. you have prices in europe down and u.s. stock futures slightly up though. let's talk about stocks yesterday. the dow fell 240 points. 24 hours ago, it looked like a good day ahead on wall street. the s&p and nasdaq down more than 1%.