it's okay, it's okay to logon. i encourage you. yesterday investors liked facebook. 14 months later, facebook finally got back to its ipo price of 38 bucks yesterday. got there briefly. facebook's recent surge has been impressive. the company reported big improvements in its mobile business. and brand-new this morning, troubling report from demos about crushing student loan debt. the typical load of debt with a household of two bachelor degrees is $53,000. lifetime loss is $208,000. a third of it comes from a lower home equity. you're starting later in life.