and essentially what the bank scheme involved was using falsified records to obtain loans. and they would take the lone mono and pocket it. >> the alleged scam utilized a front person, usually a young woman looking to buy a used car. after getting a lone from the credit union, she wouldn't buy the car. instead, she'd split the money with wesley person and his partners. when the loan wasn't repaid shall the credit union couldn't repossess the car for nonpayment because no car was purchased. the scam ruined the woman's credit union, but wesley and his partners walked away unscathed. >> a lot of people in the banking community were giving out loans without a lot of background investigation. >> during a two-year period, wesley person and his partners embezzled about $120,000. was it possible that a falling