determination requirements under the affordable care act. the equifax workforce solutions income verification solution is working as designed. since the exchanges first went live on october 1st, 20 13, we have not experienced any problems or interruptions in the processing of data to cms. we have received and responded to voluntary fiction requests regarding individual applicants from the federally facilitated marketplace as well as from state-based agencies. equifax workforce solutions tested our verification solution before the october 1, 2013 open enrollment start date to ensure that we could transmit data between our servers and the federal data hub. we performed end to end testing with the federal hub and considerable internal stress and volume testing to guarantee that we would be prepared for current and future applicant volumes. now that the federally facilitated marketplace is open, we are monitoring the flow of