they still are managing to score great, great earnings in this covid recovery. they're even buying back stock in some cases and giving their ceos you know raises for managing well through the pandemic. but you the consumer are starting to feel it. also, really closely watching oil prices. this is the big factor for the stock market today. prices cooled a bit because of this, i guess this reporting that maybe the russians are pulling some troops off of this -- off the front. there is a lot of skepticism frankly about, you know, head games from vladimir putin and what it is going to mean for energy supplies and stability in europe. that's something important to watch in terms of your money. >> we know how fluid the market jitters are as well. they jump up or down on any news report that flashes by. thank you. jim, like she said, oil prices not helping americans as they continue to go up given the looming crisis in russia and ukraine. >> higher oil prices, they help vladimir putin. he sells a lot of it. new this morning, nato