people cannot get this information about you unless you sign a consent form giving them permission to get it. >> if you want the job you're going to do it. you know? that's the -- catch 22. you know? >> yeah. right. pretty much that's true, but if you have bad information, here's a couple things you can do. say, yes, i'll sign the waiver, but let me explain to you there's some recent things that have happened that explain why i had some credit problems. and let me also give you some great reference letters about me. you know, proactively explain this, because there's a lot of good reasons why credit goes bad. and if some adverse actions is taken against you, ask for the credit report. by law you have the right to it, and if adverse action is taken against you because of bankruptcy that sill legis ille >> everyone should go to www.annualcreditreport.com and get your free copy you are allowed to have.