Chief Financial Officer Thank you, Malcolm. On Page five, you're going to see multiple graphs. I'm going to make a comment on a couple of these. First, tangible book value per share increased to $17.16 in the second quarter. This is a 20.1% increase on a linked-quarter annualized basis and translates to just over 21% year-over-year increase after adding back the impact of our quarterly dividends. Growing tangible book value per share remains an important priority for our management team. The second graph is on our operating return on average tangible common equity. It remained very strong in the second quarter and has averaged 15.6% over the last four quarters as Veritex weathered the pandemic. Rising capital levels and lower balance sheet leverage is putting downward pressure on this important metric.