Redlining is a type of mortgage discrimination in which lenders deny loans based on a neighborhood's racial composition. Housing discrimination is deeply embedded in America’s past — and mortgage lenders are partly responsible through the practice of redlining.In a nutshell, redlining is mortgage discrimination against nonwhite neighborhoods. Lenders engage in redlining when they deny loans based on an area’s racial composition.Here, an overview of redlining’s past — and present. Redlining's His