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Xavier Baker Healthcare Attorney Sheppard Mullin D.C.


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Declutter Your Life, But Don't Throw Away the Important Stuff


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Don’t shred important records you may need when it comes time to retire.
Retirement Counseling and Training www.retirefederal.com
Growing up in Pennsylvania, I can still remember coming home from school at this time of year to find the windows open and all the curtains taken down and hanging outside on the clothesline. My mom loved to keep her home smelling fresh and clean, so spring cleaning was an important task to her. 
For many people, part of spring cleaning is getting rid of the clutter around their homes. My dear friend Georgia has been on a decluttering frenzy as she prepares to sell the home where she and her late husband raised their two daughters. She was inspired by the book, The Gentle Art of Swedish Death Cleaning: How to Free Yourself and Your Family from a Lifetime of Clutter. Georgia calls this process “letting go,” and admits decluttering is not easy. But once you get started it gets easier. ....

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A Perennial Health Insurance Conundrum


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FEHBP, Medicare and the difficulty of predicting the future.
It’s no wonder so many federal employees and retirees are asking about Medicare these days. 
According to the Census Bureau, the country’s 65-and-older population has grown rapidly since 2010, driven by the aging of baby boomers. This group has grown by over a third in the past decade, faster than any other age cohort.
The most difficult Medicare question for feds tends to be whether to enroll in Medicare Part B (which covers medically necessary treatment and preventive services). There are a variety of reasons why. For one, it is difficult to consider your health care needs at age 75, 85, 95 and beyond. This is especially true if at 65 you’re enjoying relatively good health. ....

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COVID-19 Proposals Should Focus on Disease, Not Wasteful Spending Increases


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The COVID-19 pandemic, the deadliest of its kind in a century, created a wave of human suffering and severe economic disruption. In April 2020, the U.S. unemployment rate reached 14.8 percent, a full four points above the previous post–World War II high.REF
Amidst concerns that the economy could spiral into a new depression as a result of pandemic-related economic restrictions, legislators passed five relief bills that authorized over $4 trillion in combined spending.REF The combination of record-setting spending and reduced revenue caused a surge in gross federal debt, spiking from $23.4 trillion on March 13, 2020, to $27.9 trillion on February 9, 2021,REF an increase of over $34,000 per household in less than 11 months.REF ....

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