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Marketing, Database, Cost Reduction Products; UBS MBS Settlement; Webinars This Week; Consumer Spending

Sorry the commentary is a little late this morning. I received an email from my IT department that I needed to change my username and password. It took me a few minutes to remember that I didn’t have an IT department. Beware of those phishing expeditions! Technology… if it weren’t for my pets or grandparents, I don’t know what I’d do for passwords. There are obviously pluses from technology, of course, and thank you to Steve Richman who told me about Canva, a marketing website that appears darned easy to use. How about the darker side of tech, even including today’s “joke” about how card shuffling machines can be influenced and hacked into. (Do you really think virtual Wonder Woman slot machines are random?) Thank you to those who passed along this story about the aftermath of a cyberattack on a Southern California data host for property listing information, Rapattoni Corporation, freezing up real estate transactions and valuation ....

United States , Melissa Langdale , Mitch Kider , James Brody , Freddie Mac , Jim Deitch , Robbie Chrisman , Lawrence Yun , Steve Richman , Rob Chrane , Sandra James , Rob Chrisman , Kristin Messerli , Ingrid Petersen , Travis Britsch , Servbank Sherri Higuera , Selma Hepp Corelogic , Garris Horn , Fannie Mae , Rapattoni Corporation , Broker Software , Ubs Ag , Lender Forum , Federal Reserve , Blue Water Financial Technologies Services , National Association Of Realtors ,

TPO, Due Diligence, Automation, Servicing Products; LD Earnings; Events and Training; Moody's Bank Downgrades

“Once things were so tough for me, I worked at a cheap pizza shop to get by. I kneaded the dough.” Things are indeed tough out there. The other day I caught my cat Myrtle at the keyboard, apparently trying to show my new granddaughter Kozette how to apply for a loan to buy a tuna fishing boat. (I know, there’s a lot going on here.) Anyway, up on the screen was a website that will generate a paystub given whatever information you provide. How’d you like to be an underwriter, trying to assure that the borrower has the ability to repay, with this out there? Hence the need, obviously, for some kind of third-party verification service, right? Meanwhile, companies, large and small, continue to sell servicing rights in packages, large and small, in order to raise cash. Servicing is, pretty much, all a lender has in terms of net worth. And when their servicing is gone, well…? For a good bell weather of the general industry, yesterday we had loanDepot' ....

United States , West Virginia , New Hampshire , City Of , United Kingdom , Dan Sussman , Sandra James , Katie Sweeney , Selma Hepp Corelogic , Justin Demola , Rebecca Lorenz , Julie Hansen , Melissa Langdale , Jeff Schaefer , Skylar Olsen , Lawrence Yun , Rob Chrisman , Kristin Messerli , Mitch Kider , Agency Jumbo , Broker Software , Market Committee , Moody Investors Service , Kentucky Housing Corporation , Central Bank Center , Mortgage Clearing Corporation ,