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by Matt Baume • Dec 21, 2020 at 8:30 am It s going to snow today! That s what I d be saying if it wasn t ten degrees too warm. Furchin / Getty Images How will you spend your $600 windfall? A stimulus payment has been approved, and Americans can look forward to getting a payment of a couple hundred bucks at some point in the next few weeks. (Check your status with the IRS here.) Biden says to think of it as a “down payment” so maybe he’s planning to send more once the White House is fumigated. Meanwhile, financial experts are offering ludicrously obnoxious advice about how to make the most of the $600 payment, like “pay down your mortgage principal.” ....