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Trading Stocks Won't Make You Rich, Financial Advisors Have a Strategy

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Studies show that timing the market rarely works in the long-term.
Financial advisors say you don t need a lot of big wins along the way to build wealth over time.
Instead of timing the market, consider investing the same amount of money each month.
When the Dow Jones Industrial Average dropped below 20,000 at the height of pandemic panic in March of 2020, many investors and others assumed the worst. People I know tinkered with their retirement assets, moving most of them to cash. Others paused their normal investing contributions in favor of sitting tight. Maybe more pain was yet to come, and waiting it out could protect against even more losses later in the year. ....

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FHA vs. Conventional Loans in Plain English

FHA vs. Conventional Loans in Plain English
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Female client consulting with a agent in the office
Potential homebuyers with credit problems, low income or not much saved for a down payment may have trouble finding a home loan. For those borrowers, an FHA-insured loan might be a good solution. Here s what you should know if you re weighing whether a conventional or FHA mortgage is the best way to go.
What Is an FHA Loan?
The FHA insurance program provides a means for many prospective homeowners to achieve the dream of owning a home who might not have otherwise been able to do so. ....

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