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System that it will go bad for the same reason it went bad before. The companies will develop clout, they will push the right galatians and weakening of their oversight and slowly but surely we will end up right back where we were before. I think thats a risk. Its right there. Im just not sure i can come up with anything better. Theres risk of having a big bank be that major source of financing for american mortgage. Theres a risk without without having the government in the Mortgage Market at all that it would be such a radical shock to our economy and that is a fragile economy right now. People do report analysis and say this is what it would look like if we are private capital. No one knows. We pad the the system in place for 80 years. We dont know it what it would look like. We dont know if americans would be able to get mortgages. Thank you so much for this discussion. I have really enjoyed it. Again we been talking with bet ....