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On May 7, 2024, the United States District Court for the District of New Jersey issued a decision holding that the use by a debt collector of the Model Form validation notice under Regulation F...
On March 5, 2024, the Consumer Financial Protection Bureau (CFPB) finalized a rule ("Final Rule") that would reduce credit card late fees to $8 for large credit card issuers ("Larger Card Issuers").
The United States District Court, Southern District of Florida, presided over by Magistrate Judge Bruce E. Reinhart, encountered a complex legal issue involving Isac Schwarzbaum ("Mr. Schwarzbaum")...
It's easy to decry "junk fees," and both the FTC and the CFPB have done just that by launching multi-faceted regulatory initiatives to prohibit or regulate the use of such fees.
The Sixth Circuit recently affirmed a district court’s dismissal of a Fair Debt Collection Practices Act (FDCPA) and Michigan Regulation of Collection Practices Act (RCPA) suit, holding...