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On August 28, the U.S. Department of Justice (DOJ) announced its eighth redlining settlement under its Combatting Redlining Initiative. The settlement between the DOJ and the American...
Redlining is a type of mortgage discrimination in which lenders deny loans based on a neighborhood's racial composition. Housing discrimination is deeply embedded in America’s past — and mortgage lenders are partly responsible through the practice of redlining.In a nutshell, redlining is mortgage discrimination against nonwhite neighborhoods. Lenders engage in redlining when they deny loans based on an area’s racial composition.Here, an overview of redlining’s past — and present. Redlining's His
ESSA Bank & Trust will pay more than $3 million to settle claims that it engaged in redlining against people living in majority-Black and Hispanic neighborhoods
Perhaps the signature initiative of the Department of Justice's Civil Rights Division under the current Administration has been its Combatting Redlining Initiative. By "redlin...
Department of Justice’s Civil Rights Division has focused on combatting redlining. The DOJ is investigating lenders that avoid providing home mortgage loans to homeowners in majority-minority census tracts, in violation of the Fair Housing and Equal Credit Opportunity Acts.