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CNNW CNN Newsroom July 26, 2011

veterans group there at pennsylvania avenue being briefed on what could happen to their ranks if the debt ceiling is not raised. also cnn is learning some states making contingency plans. california specifically taking out a temporary $5 billion loan just to help pay its bills in case congress fails to act and turmoil in the credit market makes it difficult to borrow money after august 2nd. take a walk with me. i want to look at what exactly is proposed here. we have two different plans, two different bills on the table. one from democratic leader, senate majority leader harry reid, speaker of the house boehner there. here we go. first up, as we mentioned before, look, they definitely have similarities. first of all, both of them would cut spending. also neither plan would raise taxes. but there is one really huge difference we need to highlight. the reid plan would raise the debt ceiling beyond next year s presidential election, but the boehner plan here would raise th ....

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Detailed text transcripts for TV channel - MSNBC - 20110423:09:46:00

I think for the long-term trend we have a problem that is difficult to deal with because we need to have the kinds of businesses that would be successful at a smaller scale. right now we are in a period where that s not the case. and smaller businesses are having more trouble competing. the short-term trend is some help on the financing side. we have not really solved the credit problems of small businesses. in fact one of the big areas we haven t solved is small business owners are reliant on the equity in their homes to finance the businesses. with home prices down, they are not able to tap the equity. a lot of money has been lost from the small business credit system because of that. so if you have a chance to go talk to people who could make things happen. people in washington, what would you say now? the problem with small business credit is not independent. you can t treat it as a separate ....

Trouble Competing , Credit Problems , Financing Side , Small Business , Home Prices , Haven T , Small Business Credit , Small Business Credit System ,

Detailed text transcripts for TV channel - CNN - 20110418:20:38:00

Let s go to felicia taylor with the latest on the down day. is the standard & poor s long-term outlook what did it? absolutely, brooke. they ve lowered the rating from negative to stable because of our credit problems. investors like that and will stay there for the time being but the s&p is looking down the road. it s worried that congress isn t going to be able to fix the budget before 2013. we re talking two years from now. if the outlook doesn t improve, that s going to hurt the government credit rating and affect bond markets and including the value of the dollar. the good news is, this seems to have been an initial event because the market closed well off the lows of the session. brooke? and then of course today we ve got to talk taxes. tonight is the deadline. hope you filed yours. i have certainly filed mine. we re learning that the super rich is apparently paying a lot ....

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Detailed text transcripts for TV channel - MSNBC - 20110417:11:46:00

Businesses change this trend? there are two trends. a long-term trend and a short shall have term trend. for the long-term we have a problem difficult to deal with because we need to have the kinds of businesses that would be successful at a smaller scale. right now we are in a period where that s not the case. and smaller businesses are having more trouble competing. the short-term trend is some help on the financing side. we have not really solved the credit problems of small businesses. one of the biggest areas we have not solved is small business owners are reliant on equity in their homes to finance the business with. with home prices down, they are not able to tack the iniquity. a lot of money has been lost from the small business credit system because of that. so if you have a chance to go talk to people who could make things happen. people in washington, what would ....

Trouble Competing , Financing Side , Small Business , Credit Problems , Home Prices , Small Business Credit System ,

Detailed text transcripts for TV channel - CNN - 20101227:09:12:00

Potential employer. here is what i can do for you and how i ve been spending my time, volunteer, temping, don t mind the gap, mine the gap. consternation for people out of work six months or longer, they are more likely to have credit problems because they haven t been able to pay their bills. we know hr managers are running credit checks. if you look at, this according to the society for human resources management, 47% of employers say they are doing credit checks on some candidates. 13% are doing it on all candidates. those are more likely to be finance jobs, in charge of the money, 40% are not doing any credit checks at all. if you ve got basically a 50-50 chance of doing a credit check, what do you need to know on the job hunting circuit. you do have rights. the fair credit reporting act dictates the right you have. not all states are doing it, like oregon, they don t allow credit checks for individuals applying for jobs. ....

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