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From financial hurdles to operational complexities, small business owners/managers face an array of obstacles that require resourcefulness, adaptability and determination to overcome.
In a bid to improve the Appointed Representatives (AR) regime the regulator introduced some new rules and now requires more information from principal firms.
Will the landscape set a higher and clearer standard of consumer protection and result in improved outcomes? Or will it end up in the online filing cabinet without delivering very much? Here are my predictions for the remainder of 2023.
The arrival of Consumer Duty has meant an improved approach to protection conversations, which is fantastic news for clients. But its implementation has come at a particularly challenging time for advisers.
If Ken can’t exist without Barbie, can advisers exist without evil insurance businesses and fund groups, which openly still see us as distributors?