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The regulator didn’t provide any explanation for the much larger payout, but it did release another similar settlement the following day.

Should you convert your IRA to a Roth if Biden’s infrastructure plan passes? MarketWatch 2 days ago © AFP via Getty Images Some Americans may be preparing to convert their retirement assets into Roth accounts in response to President Biden’s future tax plans, but they should hold off before jumping into that decision.  Roth accounts serve a special tax purpose — they’re funded with after-tax dollars and thus, are distributed tax-free (compared with a traditional account, where the money is contributed and grows tax-free but is taxed at withdrawal). Roth conversions are similar �...