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Government Micromanagement Hurts Responsible Credit Card Users

The CFPB issued a rule that would lower the allowed late fee charge by many credit card issuers, punishing consumers who pay their credit card bills on time.

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Modernizing field of membership laws: A gateway to financial inclusion and economic growth

In August 1998: Google hadn’t been founded yet. The Kosovo War was underway. The Credit Union Membership Access Act of 1998 (CUMAA or HR 1151) was signed

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Credit unions should expect increased supervision from NCUA on overdraft/NSF fees, vendor risk, and fair lending | Ballard Spahr LLP

On February 6, 2024, National Credit Union Administration (NCUA) Chairman Todd M. Harper spoke at a Brookings Institution event to outline his regulatory agenda and supervisory...

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A New Colorado Bill Seeks To Subject More Fees To Consumer Credit Rate Caps | Husch Blackwell LLP

Colorado is in the headlines again. On January 29, a bill was introduced in the Colorado legislature to include certain additional charges in the total amount of finance charges subject...

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NAFCU, trade groups write opposition letter on rate cap bill

NAFCU and other financial services trade groups sent a joint letter to the U.S Senate on Tuesday opposing Sen. Jack Reed’s, D-R.I., Predatory Lending

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NDAA on to the President's Desk

Both the House and Senate have passed the 2024 National Defense Authorization Act (NDAA) and it is on its way to the President’s Desk. ​We are happy to

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The FDIC Proposes Revised Regulations Concerning Section 19 Of The Federal Deposit Insurance Act To Conform To The Fair Hiring In Banking Act - Financial Services

The FDIC has proposed revised regulations implementing Section 19 of the Federal Deposit Insurance Act.

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