Structured Finance and Securitization: 2023 Year in Review
2023 was interesting. While interest rates and other headwinds slowed "regular way" securitization, debt capital markets and lending activity, and…
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2023 was interesting. While interest rates and other headwinds slowed "regular way" securitization, debt capital markets and lending activity, and…
In an October episode of the "The Ramsey Show", a caller from Washington D.C., highlighted a common financial challenge faced in urban areas. Earning around $90,000 annually and with significant savings, the caller was spending about $2,000 a month on rent in downtown D.C. Despite this considerable expense, they managed to save and minimize other costs. Show host Dave Ramsey responded, emphasizing his financial guidelines. “We tell folks to put 25% of their take-home pay aside for housing, and n