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Why Do I Need to Know the Participation Rate in My Annuity?

The participation rate in an annuity refers to the percentage of the index’s return an insurance company credits to the annuity. If we consider the participation rate to be 80% and the index increases by 10%, the annuity gets credited with an 8% (80% of 10%) return. This is an important element to consider when […] The post What Is the Participation Rate in an Annuity? appeared first on SmartReads by SmartAsset. ....

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