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SARH VINE The 600-year-old Bretton Oak, near Peterborough, one of the last survivors of Grimeshaw Woods was felled

In at number 5 and dropping two places, it's Coventry Building Society with its instant access Isa. At number 4, it's a new entry for Santander and its bonus reward Isa. At number 3, it's… Okay, I'll stop. I've been watching far too much Top of the Pops 2 on BBC Four during lockdown, but that's how I used to countdown the best tax-free rates in my head as I wrote them into articles – in my best Gary Davies voice. In my early days as This is Money savings reporter, cash Isas were launched at a frenzied pace, especially either side of the new tax year in April. It was hard to keep up.