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Its too premature to speak about his legacy. After all yesterday we began an audit of these 8 million votes according to the deal that secretary kerry brokered last week. It will be a complicated audit and i wouldnt be surprised having gone through something similar myself with the ambassador and it may be longer than expected. And i imagine that to a certain degree question that we are going to talk about today cannot president karzais legacy will also be affected by how this election comes to an end. Nonetheless i think we all still have a great deal to say. President karzai has been leaving...

Any one of them individually much less all of them simultaneously. No, he was not demented. No, he was not on meds. None that i nkewknew of. In a few weeks time when the messed president of afghanistan is that man will lead one from a change for the better and the 12 plus, nearly 13 years that Harmid Karzai assumed his office. While today Harmid Karzai finds himself strongly criticized. I believe to search and Detailed Analysis of his administration and his presidency of him as a man will return a balanced appraisal of his legacy. And how it was that after all these years of conflict, afghanis...

We find ourselves in the 90s in a whole new world. The decline of Nuclear Weapons. We have an arms control treaty, start one at the very beginning of the decade. We have International Structure which is no longer why polar. It could be called unipolar. We have globalization is the recent pieces to it but it appears to be part of a fundamental new world order. I love that phrase. It has the imagery of military force that still there but not Nuclear Weapons. Economic measures of power were going to be so much more important. There was a prediction of the decline of the nationstate in the concept...

Adjusted are complicated. So what were trying to do now is get through an analysis of not only fico 8 and 9 but an alternative scoring credit scoring model and try to come up with a system that is a better system and then adjust the operational things that it would take to let me cut you off there. I only have a little bit of time. I encourage you to put pedal to the medal in that regard. We have pedal to the medal. We are at it. I guarantee you. Im not quite persuaded of that, but thank you for pursuing it because a lot of people would be more fairly treated with an appropriate credit model. ...

If we know were getting good loans and weve done our Due Diligence at the front end, then we can weve got more control over that process. But i can assure you that when theres fraud or misrepresentation in the process, we will retain the ability to put back loans throughout the life of the loan. I hope that means youre vigilant that the tendency here could be that this gives banks the benefit of the doubt that homeowners dont get, but i know your values and i know what youre doing in that job and i know youll be vigilant about that. Speaking of potential fraudulent activity that you mentioned ...