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[Operator Instructions] Before proceeding, let me mention that this call may contain forward-looking statements with respect to the financial condition, results of operations and business of Independent Bank Corporation. Actual results may be different. Factors that may cause actual results to differ include those identified in our Annual Report on Form 10-K and our earnings press release. Independent Bank Corporation cautions you against unduly relying upon any forward-looking statements and disclaims any intent to update publicly any forward-looking statements, whether in response to new in...

we begin this morning with election day. finally, americans head to the polls today to cast their vote in key midterm races across the country. control of the house and senate are up for grabs. and by this time tomorrow, we should know which party will guide legislation for the next two years in congress. nbc's tracie potts is in washington with more. tracie, good morning. >> reporter: lynn, keep these numbers in mind, 39 and 10. that's how many seats republicans need to gain control of both houses of congress and how many democrats are hoping not to lose. >> a last-minute push by de...