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Thank you very much. Im very disappointed that sallie mae did not come today, and i think its important that we take a closer look at how all of our servicers are performing. But we need accurate data to be able to do that, so thank you. Want to ask a second question, thats about the Student Loan Program. You know, Student Loan Program just from 2007 to 2012 are now on target to make 66 billion in profits for the United States government. Just that small cohort. And lets keep in mind these are the best data we have available. These are government data, these are not data anybody else made up. The gao, the cbo to, the fed are all looking in the same direction at whats happening to students that are loading up on Student Loan Debt. And right now best est ....