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When it comes to those that are spending 10 thousand or less it is perfectly understanding with. 3 percent of the totem spending why you wouldnt audit any. I worry about the message that sends. We are saying if you spend 10 thousand of less you have zero risk if you misspent the funds and not sure that is the message we want to send. Even if it is a rel tivly token percentage at least it sends a message there is some risk that fraudulent reporting would be caught and fined by the commission. My other concern, when it comes to the audit i think a lot of that depends on how quickly you can ge th...

The hearing of the special committee on aging will come to order. Decades ago the warning caveat emptor, buyer beware, was the best advice one could give to a consumer seeking to borrow money. Well, that advice is still valid today. There are laws that seek to insure that consumers understand the obligations that they are taking on and that lenders have to play by the rules. Since the passage of the federal truth in lending act in 1968 and similar state laws around the nation, credit providers have been required to disclose key terms of Consumer Credit agreements up front in easytounderstand l...

But was unable to send a ct, representative. Epa instead they submitted testimony and we have their testimony before us. Instead i ask it be entered into the record. And i also want to welcome to o. The committee senator bennett nd who will be here momentarily ano will be joining us not as a who member of the committee but as t member of the senate who will also be able to participate in this Committee Hearing. He will be here shortly. Mittee h in the interest of time, i wille withhold my Opening Statement the congressmans district tip includes silverton and north tet where the spill occurred....

Understanding of their hometown economies and hear firsthand from their customers about why they visit the area. So planning governments judgment with their ontheground knowledge stands to hurt the economic harm already done to this area. We should see solutions to address these problems in the hands of the folks on the ground who have been working to solve these problems for years. The Good Samaritan approach i have been broaching, please be able to see both our senators from the state of colorado here who join with us in that concept of being able to address the problem and make sure were ac...

The reason why this is important is because the number one complaint that we received was the failure of vfg and its agents to redisclose the redirect risk. Because its illegal to sign away your pension, they could direct the escrow company, the Pension Company to redirect the funds back to a different account and no longer to that es ko account or if the pensioner got into financial trouble, the pension would get caught up and no longer go to the escrow account. They were no longer getting that monthly return. They were never warned that this was possible. A lot of the investors were Senior C...