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Scottsdale, Ariz. Financial Crises “Can Financial Crises Be Predicted” (January-February, page 10) cited banking crises in 42 countries from 1950 to 2016. The United States had 47 recessions from its inception to the present. From 1937 to 2020 there were 14 recessions and depressions within 83 years, but their frequency was reduced by governmental regulations lately. Now they are easier to predict: the last recession before the pandemic was 13 years ago, prior to that 7 years ago, before that 10 years ago, before that 9 years ago.  So, because of the U.S. government’s modern-day inter...